| SOCDS CHAS Data: Affordability Mismatch Output for All Households |
|
|
| Name of Jurisdiction: |
Source of Data: |
Data Current as of: |
| Washington County, Maryland |
CHAS Data Book |
2000 |
|
Renters Units by # of bedrooms |
Owned or for sale units by # of bedrooms |
| Housing Units by Affordability |
0-1 |
2 |
3+ |
Total |
|
0-1 |
2 |
3+ |
Total |
| (A) |
(B) |
(C) |
(D) |
|
(E) |
(F) |
(G) |
(H) |
| 1. Rent <= 30% |
|
|
|
|
Value <=30% |
|
|
|
|
| # occupied units |
1,525 |
1,175 |
1,195 |
3,895 |
|
N/A |
N/A |
N/A |
N/A |
| %occupants <=30% |
62.3 |
45.1 |
35.6 |
48.9 |
|
N/A |
N/A |
N/A |
N/A |
| %built before 1970 |
54.1 |
60.4 |
69.9 |
60.8 |
|
N/A |
N/A |
N/A |
N/A |
| %some problem |
23.3 |
28.1 |
16.3 |
22.6 |
|
N/A |
N/A |
N/A |
N/A |
| #vacant for rent |
115 |
100 |
55 |
270 |
|
N/A |
N/A |
N/A |
N/A |
| 2. Rent >30 to <=50% |
|
|
|
|
Value <= 50% |
|
|
|
|
| # occupied units |
2,455 |
3,070 |
2,190 |
7,715 |
|
113 |
1,195 |
2,495 |
3,803 |
| %occupants <=50% |
48.9 |
37.9 |
28.3 |
38.7 |
|
42.5 |
35.6 |
21 |
26.2 |
| %built before 1970 |
73.5 |
64.3 |
77.4 |
71 |
|
57.5 |
48.1 |
68.7 |
61.9 |
| % some problem |
37.9 |
34 |
27.2 |
33.3 |
|
17.7 |
13.8 |
6.8 |
9.3 |
| #vacant for rent |
250 |
210 |
140 |
600 |
#vacant for sale |
10 |
30 |
80 |
120 |
| 3. Rent >50 to <=80% |
|
|
|
|
Value >50 to <=80% |
|
|
|
|
| # occupied units |
1,095 |
2,160 |
1,820 |
5,075 |
|
324 |
3,075 |
10,955 |
14,354 |
| %occupants <=80% |
63 |
33.8 |
35.7 |
40.8 |
|
55.2 |
46.5 |
31.4 |
35.2 |
| %built before 1970 |
42.9 |
41 |
54.1 |
46.1 |
|
63 |
66.5 |
66.4 |
66.3 |
| %some problem |
42.9 |
23.8 |
22 |
27.3 |
|
12.3 |
5 |
2.6 |
3.4 |
| #vacant for rent |
35 |
70 |
30 |
135 |
#vacant for sale |
10 |
125 |
155 |
290 |
| 4. Rent >80% |
|
|
|
|
Value >80% |
|
|
|
|
| # occupied units |
120 |
79 |
230 |
429 |
|
236 |
2,395 |
11,835 |
14,466 |
| #vacant for rent |
0 |
4 |
0 |
4 |
# vacant for sale |
4 |
45 |
110 |
159 |
|
| Definitions: |
|
|
| Rent 0-30% - These are units with a current gross rent (rent and utilities) that are affordable to households with incomes at or below 30% of HUD Area Median Family Income. Affordable is defined as gross rent less than or equal to 30% of a household's gross income. |
|
| Rent 30-50% - These are units with a current gross rent that are affordable to households with incomes greater than 30% and less than or equal to 50% of HUD Area Median Family Income. |
|
| Rent 50-80% - These are units with a current gross rent that are affordable to households with incomes greater than 50% and less than or equal to 80% of HUD Area Median Family Income. |
|
| Rent > 80% - These are units with a current gross rent that are affordable to households with incomes above 80% of HUD Area Median Family Income. |
|
| Value 0-50% - These are homes with values affordable to households with incomes at or below 50% of HUD Area Median Family Income. Affordable is defined as annual owner costs less than or equal to 30% of annual gross income. Annual owner costs are estimated assuming the cost of purchasing a home at the time of the Census based on the reported value of the home. Assuming a 7.9% interest rate and and national averages for annual utility costs, taxes, and hazard and mortgage insurance, multiplying income times 2.9 represents the value of a home a person could afford to purchase. For example, a household with an annual gross income of $30,000 is estimated to be able to afford an $87,000 home without having total costs exceed 30% of their annual household income. |
|
| Value 50-80% - These are units with a current value that are affordable to households with incomes greater than 50% and less than or equal to 80% of HUD Area Median Family Income. |
|
|
| Value > 80% - These are units with a current value that are affordable to households with incomes above 80% of HUD Area Median Family Income. |
|
